Wisetack Financing Partner
Home Services You Need,
Payments You Can Manage
Don't let cost stand between you and a comfortable, safe home. Local Services Co. offers flexible financing through Wisetack for plumbing, electrical, heating, HVAC, backup generators, and more — with 0% APR options for qualified customers.
Call Now to Get Pre-Qualified(435) 567-7777 — Takes just a few minutes
Our Financing Partner
Powered by Wisetack
Wisetack is a trusted consumer financing company that specializes in home service financing. They make it easy to get the repairs and upgrades your home needs today — and pay over time with manageable monthly payments.
Why Finance With Us
Flexible Options for Every Budget
0% APR for 6 Months
Qualified customers can enjoy zero interest for the first 6 months — pay off your project at your own pace with no hidden fees.
Fast Pre-Qualification
Get pre-qualified in minutes with a soft credit check that won't affect your credit score. One quick call is all it takes.
No Prepayment Penalties
Pay off your balance early at any time with no penalties or extra fees. You're always in control of your payments.
Flexible Loan Amounts
Financing available from $500 to $25,000 — whether it's a quick repair or a full HVAC system replacement, we have options for you.
Simple Process
How Financing Works
Call Us
Call (435) 567-7777 and let us know you're interested in financing. Our team will guide you through the quick pre-qualification process.
Get Pre-Qualified
Answer a few simple questions. Wisetack performs a soft credit check (no impact to your score) and you'll receive your options within minutes.
Schedule Your Service
Once approved, we schedule your service and apply the financing. You get the work done now and pay over time with manageable monthly payments.
Financing Available For
All Our Home Services
Plumbing
- Water heater replacement
- Pipe repair & replacement
- Drain cleaning
- Fixture upgrades
Electrical
- Panel upgrades
- Wiring & rewiring
- EV charger installation
- Lighting upgrades
Heating
- Furnace replacement
- Heat pump installation
- Heating system upgrades
- Duct work
HVAC / AC
- New AC installation
- System replacement
- HVAC upgrades
- Duct cleaning & sealing
Common Questions
Financing FAQs
How do I apply for financing?
Simply call us at (435) 567-7777. Our team will walk you through the Wisetack pre-qualification process over the phone. It only takes a few minutes and won't impact your credit score.
Will applying affect my credit score?
The initial pre-qualification uses a soft credit inquiry, which does not affect your credit score. A hard inquiry is only performed if you choose to accept a loan offer.
How much can I finance?
Wisetack financing is available from $500 up to $25,000, covering everything from minor repairs to complete HVAC system replacements.
What services can I finance?
You can finance any of our services — plumbing, electrical, heating, and HVAC. This includes emergency repairs, new installations, and routine maintenance upgrades.
How quickly can I get approved?
Most customers receive a pre-qualification decision within minutes of calling. Once approved, financing can be applied to your service the same day.
Is there a 0% APR option?
Yes! Qualified customers may be eligible for 0% APR for 6 months. Call us to find out which offer you qualify for based on your credit profile.
Ready to Get Started?
Call Now to Get Pre-Qualified
One quick call is all it takes. Our team will walk you through the Wisetack pre-qualification process and get your service scheduled — all in the same conversation.
(435) 567-7777Soft credit check only — no impact to your credit score to pre-qualify.